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Business Finance

Funding CircleWhether you're looking to expand your inventory, launch marketing campaigns, upgrade your technology, or hire new staff, Funding Circle can provide the financial support you require.


Key benefits

  • 1% cash back on any term loan for ACT members.
  • Streamlined application process: Small businesses can complete an online application in as little as 1 hour, saving valuable time and effort.
  • Exclusive access for ACT members: Gain access to Funding Circle's platform, unlock a range of funding opportunities.
  • Funding flexibility: Use the funds for a variety of purposes, including inventory expansion, marketing campaigns, technology upgrades, or hiring new staff.


How else will I benefit?

  • Working Capital
  • Business Growth
  • Fulfilling a contract
  • Website and marketing
  • Purchase stock and equipment
  • Pay VAT, energy, or other business bills
  • Bulk buy or negotiate better terms with suppliers
  • Spread quarterly costs out monthly


Term Loan:

What is term loan?

The term loan product is over a decade in development, providing small businesses with quick, simple access to the most competitive unsecured business finance in the UK market.


Do I qualify?

Active UK businesses with at least a year of trading history.


Product Outline

  • Loan size: £10,000 - £500,000
  • Term length: 6 months – 6 years
  • Interest rates: From 8.9% APR
  • Completion fee: Avg. ~6%
  • Personal guarantee: Yes


Application Requirements

Filed accounts and a UK business bank account.



What is Flexipay?

FlexiPay is a line of credit that helps small businesses pay invoices, cover large costs, settle tax bills, while spreading the cost over 3 months on a no interest basis.


Do I qualify?

Active UK businesses with 2 years of trading history, positive commercial performance and strong credit history


Product Outline

  • Loan size: Up to £250,000 credit limit
  • Term length: 3 months
    Interest rates: 0%
  • Completion fee starts from 3.9% (invoice value)
  • Personal guarantee: Yes


Application Requirements.

Filed accounts and a UK business bank account


How to get started

Application Journey:


  • Eligibility check in 30 seconds
  • Online application in 10 minutes
  • Instant Decision technology
  • Funds available within 48 hours


Underwriteable applications:


  • Trading for at least one year
  • One set of filed accounts
  • UK based company
  • Strong business and personal credit
  • Full filed accounts and 6 months bank statements


How to apply

Apply online in 10 minutes now by clicking here.


Apply now