Retail Insurance

Bespoke insurance with up to 15% discount

Having suitable insurance cover in place ensures your business is protected when it matters most. The ACT have worked with insurance specialists Butterworth Spengler for over 30 years to provide the ideal insurance solution.

To get a FREE quote use the form below or phone Butterworth Spengler on 0151 494 4400.

Key features

ACT gold members benefit from a 10% discount off their premium
Cytech accreddited businesses may be entitled to a further 5% discount off their premium
Full Theft Cover (subject to condition)
Seasonal Increase in Stock cover
No Claims Discount
Hire & Demonstration Extension
Automatic Cover for Events/Exhibitions
North America Extension on Products Liability (limited to £2 million)

To get a FREE quote use the form below or phone Butterworth Spengler on 0151 494 4400.

Click here to join the ACT or login to My ACT to upgrade your subscription.

Quote Request Form


Business Name*
Contact name*
Contact email*
Contact telephone no.*
Address*

Town*
County*
Postcode*

Building sum insured
Do you own the property*
If you own the building you should insure for the full cost of reinstating the property in the event of total destruction. The rebuild value is the amount it would cost to rebuild your property at the same location should it be completely destroyed by fire, flood or any other disaster. This insurance figure is not to be confused with the current market resale value of the property.
Tenants improvements sum insured - when occupying leased premises, tenants may carry out internal alterations to either improve the standard of accommodation (insulation, air conditioning, central heating, etc.) or change the internal layout (partitioning, false ceilings etc.), which will all need to be reinstated if the building is damaged. The landlord's policy will usually insure the fabric of the building, not the tenant's improvements and the tenant should, therefore, add this item to his own business cover).
Have you made any improvements to the building*
Enter the building sum insured*

Stock sum insured
Your stock of cycles & accessories (including customers' cycles in for repair etc.) and any other stock for sale. The sum insured should represent the highest value of stock at cost (rather than resale), which could be held at one time.
Enter the stock sum insured*

Contents sum insured
This should include any additional equipment such as tools.
Enter the contents sum insured*

Do you currently have business insurance in place*
Current policy amount*

Message

I would like to be contacted by the ACT's business insurance partner.*
I have read and accept the privacy policy.*

All fields marked * are compulsory

Services

Retail Insurance

Key features

Quote Request Form

The ACT works with the following trade associations within the Independent Retailers Confederation (IRC):